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Home Ownership Assistance Program for City of Troy

As part of the administration’s ongoing efforts to expand opportunities for home ownership in the Collar City, Mayor Patrick Madden announced the City of Troy is partnering with Troy Rehabilitation and Improvement Program (TRIP) to offer federal financial assistance for income-eligible home buyers to purchase their first home. The Homebuyers Incentive Program, funded through the U.S. Department of Housing and Urban Development’s (HUD) HOME program and administered by TRIP, offers grant assistance to low- and moderate-income homebuyers for down payment and/or closing costs in the amounts of $15,000 and $20,000 (based on eligibility).

Mayor Patrick Madden said “Homeownership is a critical component of building strong, healthy communities and neighborhoods. The financial assistance provided through the HOME program by our federal and local partners widens the path for families across Troy seeking the American dream: owning a home. By publicizing this valuable program, we hope to encourage more residents to apply for available grant funding and support the continued growth and vibrancy of the City of Troy.”

To qualify, applicants must have an annual household taxable income at the time of application (and purchase) at or under 80% of the HUD area median income as shown below:

Household Size / 80% of Median Income

1 / $46,550

2 / $53,200

3 / $59,850

4 / $66,500

5 / $71,850

Individuals interested in applying for the Home buyers Incentive Program should contact the City of Troy’s Department of Housing and Community Development at (518) 279-7149, or visit the TRIP website at

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